Job Opportunity at NBC, SME Credit Analyst

SME Credit Analyst  

Dar es Salaam
NBC
National Bank of Commerce

NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.

Job Summary

To provide specialist advise and support in the maintenance and analysis credit risk analysis data in order to provide accurate reports to relevant business stakeholders, through the execution of predefined objectives as per agreed SOPs.Job Description​

Analysis, evaluation, and recommendation of credit applications. 50%

Outputs to deliver this accountability:

• Preparation of credit applications for recommendations to the sanctioners.


• Ensures that all credit applications are assessed within the agreed SLA time.


• Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved credit and provisioning policy.


• Work in partnership with RMs on new and existing credit applications, providing guidance on credit appetite and consulting with Credit Team as appropriate


• Attend customer meetings with the Relationship manager if credit related issues are to be discussed/need to be resolved.


• Filing information into customer information credit monitoring files without fail. 15%

Outputs to deliver this accountability:

• Ensure that all registers are marked appropriately and kept up to date.


• Ensure that all appropriate records are filed in an acceptable way. Files are appropriately stored.


• Monitoring performance of clients’ accounts and where necessary propose remedial measures.35%

Outputs to deliver this accountability:

• Monitor and Control quality of portfolio using Condition of sanction triggers where possible. Discussing with sanctioners deteriorating trends and trigger events if they give cause of concern advising the Relationship


• Manager simultaneously


• Ensures that appropriate excesses are diarized, and new excess returns filed accordingly.


• Check on daily risk reports and work on exceptions and/or irregular behavior.


• Provide specific instructions to RM and escalate any issue that will need other stakeholders’ attention.


• Ensure all facilities are timely reviewed.
  Perform other duties as reasonably assigned.

Job Opportunity at NBC, SME Credit Analyst

Qualifications

Bachelor’s Degree – Business, Commerce and Management Studies, Credit Risk (Meets some of the requirements and would need further development), Digital familiarity (Meets some of the requirements and would need further development), Experience in a similar environment, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)

locations: Head Office NBC
Deadline: 2022-08-08

CLICK HERE TO APPLY

Dear reader, do not be confused when you come across very different headlines about Job Opportunity at NBC, SME Credit Analyst | Nafasi za kazi NBC Bank The reader may find it confusing and think it is a different ad, The reason for having a different title for this ad is due to the presence of many bloggers in Tanzania and every blogger writes a title in his own words. You can find a title like this on popular blogs like Mabumbe jobs, Ajirayako jobs, Jobwikis jobs and Ajiraleo jobs

NBC Bank Offers attractive salary to workers as a motivation for work, also covers Insurance. For those with bachelor degree have more advantage in wining this positions.